Having trouble viewing this email? View it as a Web page https://content.govdelivery.com/accounts/USDHSFEMA/bulletins/1b7108c.
You are subscribed to Region 6 News for FEMA (Federal Emergency Management Agency). This information has recently been updated, and is now available.
Fact Sheet: NFIP Substantial Damage What Does It Mean? https://www.fema.gov/news-release/2017/09/14/fact-sheet-nfip-substantial-damage-what-does-it-mean 09/14/2017 10:32 AM EDT
The decision about a structure being substantially damaged is made at a local government level, generally by a building official or floodplain manager.
Substantial damage applies to a structure in a Special Flood Hazard Area (SFHA) or 1-percent-annual-chance floodplain for which the total cost of repairs is 50 percent or more of the structures market value before the disaster occurred, *regardless of the cause of damage.* This percentage could vary among jurisdictions, but must not be below NFIP standards.
FEMA website link http://www.fema.gov/